Investing on your own is hard, but saving is even harder. By making investing part of your daily routine, you can create a pain-free savings plan that grows every time you take out your wallet.
How do we do it? Here are some of the ways Dvdendo uses technology to help you reach your financial goals, without having to deal with the hassle of manually micro-managing an investment account on your own.
Open your Dvdendo account in less than 5 minutes.
It’s never been easier—or faster—to become an investor. You can sign up for Dvdendo and start investing in less time than it would take you to get in your car, drive to the nearest ATM, and take out some cash. (But if you’re doing that anyway, why not take out a few extra bucks and toast your new life as an honest-to-goodness investor?)
All you need to do is answer a few simple questions about your goals and finances and tell us your risk tolerance—we’ll take care of the rest. The Dvdendo app, available after launch, will make it even easier to watch your savings grow.
Grow your savings with every purchase, every time.
Dvdendo takes the pain out of saving by making it automatic every time you spend. Just link a debit or credit card to your account. Our technology rounds up each of your purchases to the nearest dollar and deposit those extra pennies (we call them DV’s!) in your investment account.
Automatically rebalance and reinvestment your dividends.
Rebalancing your portfolio periodically and making sure to reinvest your dividends is important. But it’s not so easy to do on your own. Tracking drift in each asset class and trading your portfolio on your own can be both time-consuming and expensive. Dvdendo, however, is able to do all of this for you automatically.
Utilize a passive investment approach.
Don’t let the wording throw you—our approach might be passive, but that doesn’t mean it’s not working hard for you. Our team of investment experts have designed an automated process that leverages real world market experience and proven quantitative methodologies.
We follow the proven framework of the Nobel Prize winning research known as Modern Portfolio Theory. This means that we don’t try to time the market or pick winners and losers. Instead, we invest your money with a longer time horizon in many of the world’s greatest companies and safest government bonds.
Become an Early Access Member and get 3 months of free membership once we launch—it’s another way Dvdendo is making it easier to save!